Supporting our staff to help money go further

This page provides a range of widely-available financial wellbeing support and ideas to help any member of health and care staff make their money go further.

Please note, the information is up to date as of August 2022. NHS England does not promote or endorse the use of the organisations, companies and resources mentioned and may amend or update this information at any time. It is designed to highlight a range of support available.

National discounts

The following national discounts are available to NHS colleagues:

  • Blue Light Card: provides a range of discounts online and in store for NHS, emergency services, social care sector and armed forces colleagues who purchase a Blue Light Card.
  • Asda: as at August 2022, Asda is offering 10% discount in store for Blue Light card holders.
  • Health Service Discounts: offers discounts, vouchers and cashback for NHS and healthcare workers. You can join for free on their website.
  • Pets at Home: as at August 2022, Pets at Home is offering 10% off for NHS workers in-store on presentation of a valid NHS identification.

Help for households discounts and offers

Various discounts and offers are available from businesses as part of the government’s Help for Households campaign.

Supermarket loyalty schemes

  • Asda: the Asda Rewards app enables customers to build up a ‘cashpot’ to spend in Asda stores or online.
  • Lidl: the Lidl Plus app gives shoppers access to weekly discount coupons, exclusive discounts and prizes, including 30% off in store bakery items on Monday to Saturday (excluding bank holidays) from 7pm until closing time.
  • Morrisons: the My Morrisons app provides personalised offers on items you buy frequently. NHS colleagues can also join the NHS Club via the app for access to exclusive offers.
  • Sainsbury’s: the Nectar scheme enables shoppers to earn one Nectar point for every £1 qualifying spend in store, online or on fuel.
  • Tesco: Tesco Clubcard members can collect one point for every £1 spent in store and online, and one point for every £2 spent on fuel.
  • Waitrose: the My Waitrose scheme provides members with freebies and personalised offers.

Help for households

  • The government’s Help for Households campaign provides information on help with your energy bills.
  • It includes an online tool where you can find ways to save energy in your home based on details you provide about your property.

Advice and guidance

National schemes

Fuel costs

The following tools can help you find the cheapest petrol and diesel prices near you:

Blue Light Card members can also apply for a free Esso fuel card to access discounted fuel at Esso stations across the UK, and collect Nectar loyalty points when filling up

Travel money saving tips

Help for households discounts and offers

A range of discounts and offers are available from businesses as part of the government’s Help for Households campaign and the cost of living support website. Each includes a range of support on income and disability benefits, bills and allowances, childcare, housing and travel.

For example:

  • Asda: children aged 16 and under can get a hot or cold meal for £1 at any time of day in Asda cafes across the UK, seven days a week, with no minimum adult spend. Asda is extending this offer to the end of 2022.
  • Morrisons: in-store cafes offer a free meal for one child under 16 when buying an adult meal costing £4.99 or over.
  • Sainsbury’s: their Feed your family for a fiver recipe scrapbook provides budget friendly meal ideas to feed a family of four for under £5.

National organisations

Grant funding and financial support

  • Government cost of living support: the government’s Help for households campaign and cost of living support page provide
  • Cost of Living Payment: the Department for Work and Pensions provides guidance on getting a Cost of Living Payment if you’re entitled to certain benefits or tax credits.
  • Healthcare Workers’ Foundation: provides grants of up to £1,000 to healthcare workers who need help with their finances. More information about the grants available can be found on their financial support page.
  • The Care Workers’ Charity: supports care workers in the UK with one off grants, including the COVID-19 Emergency FundCrisis Grant and Funeral Grants.
  • Turn2us: a national charity which provides practical help to people who are struggling financially. You can search for grants on their website.
  • CSIS Charity Fund: supports serving, retired and former civil and public servants, and widows and widowers of deceased CSIS policyholders, with grants to help with costs such as essential household bills. You can ask about eligibility for a grant using the details provided on their website.
  • Social Workers’ Benevolent Trust: offers financial help to social workers and their dependants in times of hardship. Details about the grants available and how to apply can be found on their website.
  • Cavell Nurses’ Trust: the charity helps registered nurses, midwives, nursing associates, maternity support workers and healthcare assistants, both working and retired, who are experiencing personal or financial hardship. You can find out if you are eligible for financial help on their website.
  • The Queen’s Nursing Institute: provides financial support for nurses.
  • The Ambulance Staff Charity: provides various services to support the UK’s ambulance staff and their families, students and ambulance service volunteers, including financial grants.
  • NHS England support: there is a range of support available for our NHS people, such as:
    • a 24/7 confidential text support service available to NHS colleagues who are feeling worried or overwhelmed or need someone to talk to, accessible by texting FRONTLINE to 8525
    • wellbeing apps that NHS staff have been given free access for a given time.
  • Employee Assistance Programme (EAP): your own organisation may offer an EAP service that provides confidential support 24/7, seven days a week, with a range of issues such as relationships, stress, legal and financial concerns, bereavement and discrimination. Find out from your own employer whether this is available and if so, how to access it.
  • NHS Every Mind Matters: Better Health – Every Mind Matters provides expert advice and practical tips to help you look after your mental health and wellbeing.
  • Samaritans: provide a non-judgemental listening ear for those who need someone to talk to. Their website provides contact details.